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Cheap loans! Totally legit! Certainly not spam in any way!
Fortunately, most spam is blocked before it reaches me (and even then it gets dumped into a Junk folder). But every so often a winner manages to get through.
Now, this might sound sketchy:
Dear Email Owner,
Do you need a fast loan?
But, hey, I am an Email Owner! So he's got that right. And they give loans at the low, low rate of (as low as ) 3%!
we give out loans at very cheap and moderate rates
Sounds good.
We are trusted,reliable and dynamic.
Even better! All of those things are good, and what I look for in unsolicited email loan offers.
We offer Loan Amount of : 5k-$5m
SWEET! Now I can finally get that yacht! Next year, Larry Ellison is going to be my bitch at the America's Cup race!
On the other hand, how can they possibly give me a loan for 5 million dollars? They don't know me from Adam (well, except that I'm an Email Owner). What if they go bankrupt, handing out millions of dollars to just anyone?
I want to fully assure you that you will get the funds if only you are very serious and trustworthy.
Phew! I should have known that they'd have that covered.
But...I dunno. It still seems suspicious. But what's this? It's another message, from someone completely different! And certainly not at all related, in any way, to the person offering me a loan by email!
Hi, my name is Kathleen Deborah, i was in a big problem and was in need of a financial aid due to the current global financial melt down finding such was very difficult. i was so desperate even to the extent that i got scammed to the tune of eight thousand dollars.($150,000 dollars). But God finally came to my rescue when i came across William Cook Loan Investment who eventually secured for me the loan that i have so desperately wanted.
Kathleen's obviously a pious woman, but just doesn't have a head for numbers. Or grammar. Or capitalization. Still, how can I refuse, now that I received completely independent confirmation of William Cook Loan Investment's (God-sanctioned) loan operation?
(I'll let you ride on the yacht for free, but it's BYOB. Just so you know.)